Bank account closed? Refused everywhere?
Challenge your Cifas marker yourself.
The steps in order, letters to fill in, and a reminder before every deadline. From your free Cifas report to the Financial Ombudsman.
One payment. Instant access. 30-day money-back guarantee.
How it works
Four steps. You send everything yourself.
- 1
Get your evidence
Free Cifas report and a data request to your bank, so you see what they hold.
Data request template - 2
Complain to the bank
Set out your side with documents and ask for a final response.
Complaint letter and chaser - 3
Ask Cifas to review it
Once the bank says no, Cifas checks whether it followed the rules.
Text for the Cifas form - 4
Go to the Ombudsman
Free and independent. Strict 6-month deadline, so we remind you.
Statement and checklist
Price
Pay once. Keep it for the whole fight.
Full pack
£39
- The whole route, step by step
- 7 fill-in templates, as Word files
- Deadline reminders for 12 months
Complete pack
£59
- Everything in the Full pack
- Data rights and ICO templates
- Reply if the Ombudsman says no
- Life after removal: 2 more letters
- Deadline reminders for 24 months
Done-for-you services charge from about £299. Prices include VAT.
Straight talk
We can't promise your marker will be removed, and many challenges fail. This is general information, not legal advice: we don't look at your case or contact anyone for you. Your Cifas report and the Ombudsman are free. If you knew your account was used to move someone else's money, this pack is not for you.
Questions
Is this legal advice?
No. It is a self-help guide with templates, the same for everyone. We do not look at your case or act for you. If police are involved or your case is complex, speak to a solicitor or Citizens Advice.
Will my marker be removed?
We can't promise that, and nobody honestly can. Many challenges do not succeed. The pack gives you a clear route. The outcome depends on the evidence and on the bank, Cifas or the Ombudsman.
Can I do this without you?
Yes. Your Cifas report, a bank complaint, a Cifas review and the Ombudsman are all free. The pack saves you piecing it together: the steps in order, wording to start from and a reminder for each deadline.
What do you need from me?
Only your email and billing address, which you give at checkout, and any reminder dates you choose to enter. We never ask about your case.
Are you connected to Cifas?
No. We are an independent service, not affiliated with Cifas, any bank or the Financial Ombudsman Service.